Monthly Archives: September 2016

Why Should You Get Health Insurance?

If you are young and healthy, you may not worry too much about visiting a doctor. As such, you may feel that signing up for health insurance is a waste of time and money. While you may not necessarily feel that signing up for health insurance is needed right away after reading this piece, it may give you a slightly different outlook on things. There are many advantages of signing up for health insurance and some may not be obvious.

You Will Save on Taxes

It may not be the most popular measure implemented in the Affordable Care Act, but the tax penalty has certainly been a motivator for many people to sign up. The tax penalty for not signing up for health insurance will be $695 on 2016 taxes per individual. With the elections looming, there is no telling whether the penalty will be in effect next year, but if it is it will probably be even more expensive. You can make your tax filing a little easier and put some money back in your pocket by signing up for insurance.

Preventative Care Is Covered

Preventative care like annual check-ups, womens’ wellness exams, and some types of screenings for medical conditions are covered by health insurance. Many of these are paid for outside of the deductible, so it is important to make sure you understand how a policy works before signing up for it. By going for these simple tests and visits, you can establish a relationship with a doctor and stay on top of your health.

You Have an Emergency Plan

If you break your arm, become very ill, or develop a chronic condition, health insurance can help to mitigate the expenses associated with these issues in a real way. You may save thousands of dollars paying for treatments. You may also expedite your recovery so that you are able to return to work and your favorite activities faster. In some cases, you may prevent the issue from worsening and causing lasting damage in your life.

You Help Society to Stay Healthier

When people that are generally healthy pay into the insurance system, it helps to provide a cushion for those that have medical conditions and rely more heavily on insurance to help with regular expenses. By paying into this system when young and healthy, you help to keep society healthier overall and work to ensure that the same cushion will be available for you when you need it. In this way, signing up for health insurance can actually help to improve society in small ways.

Call your local health insurance agency today to find out about signing up for insurance. Open enrollment is just around the corner, or you may even be eligible for a special enrollment period.

For moment and hassle free payday credits

On the off chance that you ever end up in a crisis circumstance where only a couple of hundred pounds can help you discover an exit plan, a payday credit can be an alternative worth considering. Think medicinal crises, sudden travel costs, auto repairs, house remodels, extraordinary events, unexpected money deficiencies or a deferred paycheque – for each earnest money require, a payday credit can come in very helpful.


Payday advances more or less

A payday advance is:

  • Little estimated – from £100 to £1,000
  • Fleeting – to be paid back more than 7 to 30 days
  • Unsecured – no requirement for an assurance, security or vow
  • Moment – assets are made accessible to you inside minutes, around the same time

What we do

We, here at Viva Loans, help you find immediate, dependable UK payday moneylenders why should willing loan cash to you at the least expensive financing cost (APRs). By filling in a typical application structure, you can investigate many credit open doors – at no additional expense or shrouded charges!

It must be noticed that Viva Loans is a free credit payday advance specialist, and not an immediate bank.

Why pick Viva Loans

  • Bargain just with immediate and dependable banks
  • Totally free administration – no expenses to apply
  • Round the clock administration – even on weekends
  • High acknowledgment rate
  • Aggressive APRs made accessible from an extensive variety of strength loan specialists
  • Enlisted with FCA

Is it true that you are qualified to get a payday credit?

Not at all like bank advances or money credits, are payday advance qualification criteria greatly wide and generally comprehensive. To be qualified to get a payday advance, you have to:

  • Be a lawful UK resident
  • Be 18 years old or more seasoned
  • Have a legitimate UK financial balance, working telephone and email
  • Have a consistent wellspring of wage (least £500 every month)

It doesn’t make a difference in the event that you are a solitary parent, a retiree, an advantages beneficiary or a foreigner – If you satisfy the criteria said above you will experience little difficulty finding a reasonable payday bank!

No credit checks

Get moment payday advances without extensive credit checks. Regardless of the possibility that you have a poor financial assessment, there are capable loan specialists willing to loan to you, and we will help you find such moneylenders:

  • Things to remember
  • Payday advances have high financing costs.
  • Defaulting on payday advances may unfavorably influence your FICO rating.
  • Never utilize payday advances to cover for different obligations.
  • Look for assistance from an expert, free obligation counsel in the event that you can’t pay a payday advance back.

Have questions?

For any and each inquiry you may have with respect to payday advances and our administrations, do don’t hesitate to go to the FAQ area of our site. It’s additionally entirely simple to specifically reach us online and also disconnected.


We are a free credit merchant and not a loan specialist. We know about a trick flowing. does not charge any expenses to clients. If you don’t mind know about suspicious telephone calls from anybody asserting to be from

Rates from 278% APR to max 1576% APR. Least Loan Length is 3 months. Max Loan Length is 12 months. Delegate 305.9% APR. Delegate illustration: £400 obtained for 90 days. Aggregate sum repayable is £561.92. Interest charged is £161.92, loan fee 161.9% (APR variable).

Viva Loans is controlled and approved by the Financial Conduct Authority with Interim Permission (Reg: 665425) and takes after the information insurance act set by the Information Commissioners office (Reg: ZA064129). If it’s not too much trouble Read our terms and conditions before applying for an advance.